Fixed-rate mortgages
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Set interest rate for the life of the loan
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Your monthly payments of principal and interest remain the same for the life of the loan
Adjustable-rate mortgages (ARMs)
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Interest rate may change periodically during the loan term
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Your monthly payment may increase or decrease based on interest rate changes
Jumbo Loans
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For borrowers needing higher loan amounts
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Available as fixed-rate or adjustable-rate loans
FHA & VA loans
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Government loans from the Federal Housing Administration and the U.S. Department of Veterans Affairs
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Low down payment options with flexible credit and income guidelines
Reverse Mortgages
- Available to homeowners aged 62 or older
(spouse can be younger) - No Monthly Mortgage Payment
- Borrower must occupy the property as a primary residence
- Eligible for Purchase or Refinance
- Borrower retains title and possession of the property
Hard Money/Non-QM Mortgage Loans
- More relaxed underwriting guidelines
- Ideal for borrowers who have had credit problems in the past, such as bankruptcy, foreclosures, late payments, or other credit issues
- Great for self employed borrowers